Empower Your Finances Today

Achieve Financial Freedom with Our Coaching Services

Our coaching services are designed to guide you towards financial growth and empowerment. Our team of experts will help you create a personalized plan to improve your financial situation. Whether you’re drowning in debt or seeking to build a solid financial foundation, we can help. Contact us today and start your journey towards a debt-free life!

Free Consultation

In our complimentary 30-minute financial coaching consultation, we'll establish rapport, ensuring compatibility between coach and client. We'll explore goals, values, and determine the potential for a fruitful coaching partnership, fostering trust and understanding.

Ready to Begin Your Financial Journey?

If you're ready to take action, choose a package below, add it to your cart, and proceed to checkout. Welcome aboard – you've just hired a financial coach!

What is a Financial Coach

A financial coach is like having a trusted friend on your journey to financial freedom. They’re there to help you navigate the maze of money matters, providing personalized guidance and support every step of the way.

  • They listen to your financial concerns and dreams, tailoring strategies to fit your unique situation.
  • Unlike CPAs who handle taxes or financial advisors who focus on investments, a financial coach works with you to create a holistic plan for your finances.
  • Through one-on-one sessions, they offer practical advice and encouragement, helping you turn your financial goals into achievable realities.
  • Whether you’re struggling with debt, planning for big milestones, or seeking to optimize your financial strategies, a financial coach is your partner in success.
  • As you repair your finances and change your relationship with money, other areas of your life start to transform too. Relationships mend and heal, and work becomes easier as you begin to work because you want to, not just to survive.
  • With their support, you’ll not only dream of financial peace but actively live it, equipped with the tools and confidence to build a secure financial future.

FAQ

Is the Consultation Really Free?

Yes. We offer the initial consultation and coaching plan at no cost or obligation to you.  There is no trick or bait and switch.  Our goal is to help others win with money and we want to talk to as many people as possible.  The rest will take care of itself.

Is this Financial Peace University?

Financial Peace University (FPU) is a nine-week class that teaches the nuts and bolts of Dave Ramsey’s principles. Though financial coaching and FPU are different, they actually go hand-in-hand. In fact, many of our coaches will encourage you to take FPU before or during your sessions with them. Think of it this way: FPU lays the foundation that your coach uses to build a plan for your money.

Are you a Dave Ramsey employee?

No.  We have completed the Dave Ramsey Master Training plan and are certified by the Ramsey organization as a Financial Coach.  We are independent and operate WhyLiveInDebt.com and operate under MGCP, LLC.  Most importantly, we live in the baby steps and “practice what we preach.”  Paul Stryer is on baby step 6 & 7.

How do I pay for coaching when I’m broke?

Coaching is meant to put money back in your pocket, not take it out. It’s the best way to help you develop the right money habits and put an end to your money problems. Some people will ask if they can afford it, but maybe you should ask yourself, Can I afford to not get help from a coach?

If you’re trying to get out of debt, other options (like credit counseling and bankruptcy) only manage the symptoms. They don’t change the habits that got you there. And the cost of bankruptcy is more than a financial burden—it’s a stain on your personal record.

There’s no better way to establish good money habits than by having a personal money mentor who understands your situation. And sidenote: You should never be ashamed of your financial struggles when working with a coach. They’re here to encourage you. These men and women are trained professionals who work with people from all walks of life and all ranges of income. Whatever you’re going through, it’s okay.

Do you have:

  • Cable or satellite TV? 
  • Unlimited data or add on services?
  • Five streaming services?
  • Smart home subscriptions?
  • Eat at restaurants
  • Greens fees?
  • Nail salon fees? 
  • Go to the movies, concerts or professional sporting events?

These things drain more from your monthly finances that you probably know.  Most of the time coaching fees can be found in the budget once one is created.

Extra funds can be generated by having a garage sale, picking up side work,  taking an extra shift at work or selling unneeded or unused items.

Money problems are the #3 cause of divorce in the U.S. today.  The real question is what is it costing you to do nothing?

Where do we meet?

Most of our meetings are done virtually over the internet via zoom.

If your Why Live In Debt financial coach happens to live near you arrangements can be made to have your sessions live in person in a public places such as coffee shops, libraries, parks or other suitable places.


Is my personal and financial information kept private?

We do not share, reproduce, discuss your personal financial situation outside or our coaching sessions. Your identity remains known only to your coach. We do not ask for your tax returns, bank statements or other financial documents unless you need our help in reading and understanding their impact on your finances and your goals. We are committed to your privacy.

Does my spouse have to participate?

Yes. Winning with money takes the cooperation of both. If both of you are not in agreement on how to manage your money it is nearly impossible to sustain any success. We recommend that you have honest uninterrupted conversations about your challenges, goals and dreams. The good news is that many couples find taking the time to truly talk about their money position and goals is enough to get moving in the same direction.

Is Budget Coaching the Same as Financial Coaching?

Our budget coaching services are the same as financial coaching services. Our goal is to help you cut thru the clutter in your thinking and win with money. Our budget coach helps you identify errors in your financial mindset so you can achieve the goals you want.

Will you set up a payment plan for my coaching fee?

No—mainly because we don’t want your coach to become your creditor. They’re working to get you out of debt, not deeper in it. Instead, we ask that you always pay your coach in full up front.

How do I prepare for my coaching session?

The great part about working with a financial coach is that they’ll guide you through every step of the process. But during your first consultation, your coach will ask questions to get to know you—your goals, your dreams, your past, your pain points, etc. So be sure to have your answers ready.

Plans and Pricing

Time to take control of your money!

Cash Flow Confidence Club
Once Monthly Coaching Subscription
$
299
/ month
60 Min Virtual Session/month
Self Scheduling Calendar
Budgeting Strategies
Debt Management Plan
Financial Goal Setting
Actionable Steps
Financial Education
Financial Fresh Start
Support Questions via Slack
30-minute mid-month check-in.
Plan auto-renews monthly.
Cancel anytime.
Sessions expire 1yr of purchase.
Flex Coaching
Pay As You Go
$
350
/per session
60 Min Virtual Session
Self Scheduling Calendar
Budgeting Strategies
Debt Management Plan
Financial Goal Setting
Actionable Steps
Financial Education
Financial Fresh Start
Support Questions via Slack
Sessions expire 1yr of purchase.
Cash Flow Confidence Club+
Twice Monthly Coaching Subscription
$
499
/ month
x2 60 Min Virtual Session/month
Self Scheduling Calendar
Budgeting Strategies
Debt Management Plan
Financial Goal Setting
Actionable Steps
Financial Education
Financial Fresh Start
Support Questions via Slack
Plan auto-renews monthly.
Cancel anytime.
Save $99 on the 2nd session.
Sessions expire 1yr of purchase.

What Our Clients Say

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