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Secure Your Future: Retirement Planning Tips and Strategies

Planning for retirement can feel overwhelming, but it’s one of the most important steps you can take for your future. In this video, I’ll walk you through the basics of creating a retirement plan that’s tailored to your goals and needs.

Here’s what we’ll cover:

✅ Setting your retirement goals: We’ll figure out when you want to retire and what kind of lifestyle you’re aiming for.

✅ Choosing the right retirement accounts: I’ll explain the differences between 401(k)s and IRAs and how you can make the most of employer matches.

✅ Investing smartly: We’ll talk about how to pick the best investments based on your comfort with risk and how long you have until retirement.

✅ Keeping your plan on track: I’ll show you how to regularly review your progress and make adjustments as life changes.

✅ Getting personalized help: Sometimes it’s helpful to have a pro in your corner. I’ll explain how working with a financial advisor can make a big difference.

As your financial coach, I’m here to guide you through the 7 baby steps to help you get out of debt and build wealth. When we reach Baby Step 4, we’ll focus on contributing at least 15% of your income to your retirement account. This is a big step toward securing your financial future.

Join Our ‘Why Live In Debt’ Budgeting Workshop

Ready to take control of your financial future? Join our budgeting workshop, where I’ll help you manage your money and work toward your retirement goals. Together, we’ll:

✅ Set clear and realistic retirement goals

✅ Learn smart saving and investing strategies

✅ Build a strong foundation for a comfortable and secure retirement

Let’s start planning a future that you can look forward to with confidence!

Click the line below to join the Why Live In Debt Budgeting Workshop https://whyliveindebt.com/budgeting-workshop/

Video Transcript

Planning for retirement is crucial to ensure financial security in your later years. Start by determining your retirement goals, such as the age you want to retire and the lifestyle you envision. Contribute to retirement accounts like a 401(k) or IRA, taking advantage of employer matches if available. Consider your risk tolerance and investment horizon when choosing investment options within these accounts. Regularly review your retirement plan to track your progress and make adjustments as needed. Consulting with a financial advisor can provide personalized guidance and help you create a comprehensive retirement strategy tailored to your needs. While working with me as your financial coach we will work on the 7 baby steps which will get you out of debt and build wealth. Baby step number 4 is the contribute at least 15% of your income into your retirement account.

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